Offer valid on qualifying homes at The Kirk purchased and closed on or before October 31, 2026. Incentive is a builder-paid credit provided by AL Homes at closing, which may be applied toward an interest rate buydown, closing costs, or a combination thereof, at buyer's election. You are not required to use any particular lender to receive this incentive — it is available regardless of your choice of lender, subject to your lender's and loan program's requirements. Actual usable amount may be limited by loan-to-value ratio, loan program, or investor guidelines governing seller/interested-party contributions. Unused incentive funds cannot be paid to buyer in cash. Subject to purchase agreement, credit approval, and property approval. AL Homes reserves the right to modify, extend, or discontinue this offer at any time without notice. See purchase agreement for complete terms and conditions.